What information will I need to bring to the free consultation?

You should bring a list of your secured and unsecured debts. Include the name of the creditor, address, the amount of the debt, and account number. You should also be able to provide information about your monthly income and living expenses.

If the debt is secured, then the creditor has the right to take back the item purchase if you do not make payments. Examples of secured debt normally include purchases of homes, land, automobiles, furniture, appliances, and boats. Unsecured debt includes purchase on credit cards, medical debts, cash loans and instances when the creditor fails to properly secure their debt.

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