During a free consultation, I can explain the benefits of filing bankruptcy.
The United States Constitution
guarantees your right to file a bankruptcy at Section 8, Article 4. You are
exercising your Constitutional rights.
Filing bankruptcy can stop a
foreclosure on your home or any property.
Filing bankruptcy can prevent a
creditor from repossessing any property you may own.
After filing, no creditor can call
your home or office to question you about paying your debts.
Filing bankruptcy can prevent the
IRS from taking your wages, or seizing your home.
Filing bankruptcy can stop any
lawsuit against you. This means that the party suing you must stop all
action in the lawsuit.
Filing bankruptcy can prevent anyone
from suing you in the future if you list that person in your petition.
A taxpayer can discharge income
taxes provide a timely income tax return was filed three years before the
bankruptcy or if the return was filed late, then two years must pass before
filing a bankruptcy. The result may change if the IRS has filed tax liens.